Voluntary benefits
Accident
Accidents can happen unexpectedly and can be very costly. More than 150 covered conditions, medical services and treatments associated with an accident could trigger benefits. They include fractures, dislocations, burns and more.
Critical illness
Critical illness insurance covers critical illnesses including cancer, heart attack, stroke, kidney failure, coma, severe burns, coronary bypass and major organ transplants. MetLife provides a lump-sum payment for a covered illness that you can use any way you want.
Hospital indemnity
When you're admitted to the hospital for planned or unplanned reasons, hospital indemnity insurance pays a flat amount for the day you’re admitted and a per-day amount for each covered hospital stay.