Eligibility for benefits

In addition to yourself, you may cover the following dependents:

• Your lawfully wedded spouse who may be claimed as a spouse for federal income tax deduction purposes.
• Your Edward Jones recognized domestic partner. Details found on Gateway (must be on Edward Jones network).
• Your eligible children up to age 26 on your medical coverage, and age 19 or 23 if they are a full-time student on your dental and vision coverage. There is no age limit if your dependent is disabled.  Eligible children include:
  • Your natural children, stepchildren, adopted children beginning with the date of placement, and other children for whom you have legal custody.
  • The natural children of your domestic partner, stepchildren of your domestic partner living with your domestic partner in a legal parent-child relationship, adopted children beginning on the date of placement with your domestic partner, or any other children for whom your domestic partner has legal custody, who depend on your domestic partner for support and who can be claimed as exemptions on their federal income tax return.

Please refer to the Employee Health and Welfare Program Summary Plan Description (SPD) for more complete eligibility details.

Note: Full-time associates can enroll eligible dependents in other benefits, including supplemental life insurance, supplemental accidental death & dismemberment (AD&D) coverage, and some voluntary benefits. Children under the age of 26, unmarried, and supported by you, may be covered under child life insurance and family AD&D. All associates and eligible dependents age 13+ are automatically covered by the Employee Assistance Program. Full eligibility details, including additional definitions, are outlined in the Employee Health and Welfare Program Summary Plan Description (SPD).